anz.com.sg
  • ANZ Optimum World MasterCard Credit Card

    Up to $168 CASH REBATE
    +
    28" LUGGAGE
    Add
    1 OCTOBER 2016 - 31 MARCH 2017: Online Exclusive, first 100 approved application*
    • No cap on total cash rebate you can earn*.
    • 5% cash rebate on Dining & Leisure, Travel, Shopping or Groceries everywhere. Select your category every quarter*.
    • 1% cash rebate on everything else.
  • ANZ Travel Visa Signature Credit Card

    25,000 MILES OR
    15,000 MILES WITH
    1st YEAR FEE WAIVER
    +
    28" LUGGAGE
    Add
    1 OCTOBER 2016 - 31 MARCH 2017: Online Exclusive, first 100 approved application*
    • 2.8 air miles on spend in Australia and New Zealand.
    • Earn 1.4 air miles per S$1 everywhere else.
  • ANZ Platinum Credit Card

    Up to $168 CASH CREDIT
    +
    28" LUGGAGE
    Add
    1 OCTOBER 2016 - 31 MARCH 2017: Online Exclusive, first 100 approved application*
    • Up to 20X Rewards Points at selected partners.
    • Up to 20.3% savings on petrol at Caltex.
  • ANZ Switch Platinum Credit Card

    Up to $168 CASH CREDIT
    +
    28" LUGGAGE
    Add
    1 OCTOBER 2016 - 31 MARCH 2017: Online Exclusive, first 100 approved application*
    • Up to 20X Rewards Points at selected partners.
    • Low interest rate of only 23% per annum on outstanding card balance.
  • ANZ MoneyLine

    Online Exclusive: Up to $1,388 Cash Back#. Apply here.
    Add
    Up to $1,388 Cash Back on your approved loan
    Approved Loan Amount Cash Back Amount Cash Back Cap
    Less than $30,000 2% of approved loan amount $1,388
    $30,000 or more 2.5% of approved loan amount

Step 1: Your personal details

Title

By clicking Next, you consent to ANZ contacting you via phone/SMS relating to your application for the account(s) and related product features notwithstanding any registration on the Do Not Call Registry and that you agree to all the terms and conditions governing ANZ Credit Cards, ANZ MoneyLine Term Loan as well as the terms and conditions governing any relevant promotions. For full details of these terms and conditions, please refer to www.anz.com.sg.

Choose your cash rebate category for your
ANZ Optimum World MasterCard Credit Card

ANZ Platinum Credit Card types

Nationality
Date of Birth
Gender

Residential Details:

Length of Stay

Overseas address:

Current Employment Details:

Length of Employment

Company Address:

Previous Employment:

Length of Previous Employment

Billing Address:

Step 2: Your income details

(Rental/ devidends/ other income S$)
Based on your annual income, you are eligible to an overall credit limit* of up to
Your Credit Card preferred credit limit:
Your MoneyLine preferred credit limit:
Submit CPF statement online:

*Overall credit limit is the total credit limit eligible for all ANZ Credit Card and credit line products where applicable. Click for details.

You may choose to request an overall preferred credit limit of up to four times of your monthly income, or a higher multiplier if your annual income is $120,000 and above. If you are an existing ANZ Credit Card and/or ANZ MoneyLine account holder, your existing credit limit will continue to apply to your account(s) if you do not submit your latest income documents to the Bank.

Title
Nationality
Date of Birth

Residential Details:

A flexible credit line that gives you rates as low as 6.6% p.a. (EIR 11.9% p.a.) and the choice of term loan, line of credit facility or both.
Promotional Flat Interest Rates p.a. (EIR+ p.a.)
based on the following loan amounts
Tenure(i) Below
S$15,000
(ii) S$15,000 to
below S$30,000
(iii) S$30,000
and above
12 months7.2% (14.29%)6.8% (12.93%)6.6% (12.22%)
24 months7.2% (13.94%)6.8% (12.88%)6.6% (12.33%)
36 months7.8% (14.67%)7.2% (13.40%)6.6% (12.22%)
48 months7.8% (14.37%)7.2% (13.18%)6.6% (12.07%)
60 months7.8% (14.10%)7.2% (12.97%)6.6% (11.90%)
+A processing fee of S$80 applies for each approved draw down (loan amount). The effective interest rate is calculated taking into consideration the S$80 processing fee and based on an approved loan amount of S$12,000 under loan category (i); an approved loan amount of S$25,000 under loan category (ii); and an approved loan amount of S$60,000 under loan category (iii). An early pay-off fee of $150 applies for prepayment of any amount made within the first 12 months of the tenure. In the event that the loan amount is returned within 30 days from approval of the loan, the early pay-off fee and processing fee will be waived. The interest is calculated on a reducing balance basis.
Minimum $1,000, rounded to the nearest hundred. Amount reflected is 95% of Preferred MoneyLine Credit Limit.
Yes! I want to apply for ANZ MoneyLine Fund Transfer at the interest rate of 17.88% p.a.
Minimum $1,000, rounded to the nearest hundred. Amount reflected is 95% of Preferred MoneyLine Credit Limit.
0% p.a. for 6 months and 0% processing fee.
Select your designated credit card/or
line of credit account to transfer to

✔Yes! I want all my nominated account(s) in this application to be covered with CreditLife Plan for S$0.37 per S$100 on my outstanding balances as at the date of my monthly Credit Card billing statement, up to a maximum of S$100,000.

CreditLife Plan settles your outstanding balances in the nominated account(s), for up to S$100,000 in the event of Death, Total & Permanent Disability and Terminal illness of the Principal Cardmember. For detailed information, you must read the Product Summary that can be obtained at anz.com.sg or call Prudential Group Business Hotline at 6572 2504.

Click here for Credit Life Plan full disclosure.

I declare that on my next birthday, I will be at least 22 years old and not older than 65 years old. I am in good health and have not been hospitalised in the last 6 months and suffer from no physical defects, injuries or impairments. I agree to be bound by the terms and conditions of the policy to be issued. I consent to the disclosure of information relating to me and/or my nominated account(s) to Prudential Assurance Company Singapore (Pte) Limited, the insurer for CreditLife Plan as Australia and New Zealand Banking Group Limited ("the Bank") deems necessary. CreditLife Plan involves the use of insurance plan. The insurance plan is underwritten by and is not a bank deposit and ANZ does not guarantee or have any obligations in connection with it. The information contained herein should be read in conjunction with the terms, conditions and exclusions contained in the policy contract. The application is subject to the insurance company’s underwriting and acceptance. You may wish to seek advice from a financial adviser before committing to buy the product. If you choose to not seek advice from a financial adviser, you should consider if the product is suitable for you. The insurance policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more information, visit www.sdic.org.sg.

Important Note: Pursuant to Section 25(5) if the Insurance Act (Cap. 142), you are to fully and faithfully declare all the facts that you know or ought to know. Otherwise, the policy issue hereunder may be void

Step 3: Review and submit

Product(s) you have applied for in this application:

ANZ Optimum World MasterCard Credit Card

A lot more cash rebate, a lot less conditions

ANZ Travel Visa Signature Credit Card

A lot more miles, a lot more travel

ANZ Platinum Visa Credit Card

A lot more rewards, all year round

ANZ Platinum MasterCard Credit Card

A lot more rewards, all year round

ANZ Switch Platinum Credit Card

Low interest rate, no annual fees ever

ANZ MoneyLine

Cash when you need it, any time

Disclaimer: No product or service referred to herein may be offered or sold within the United States or for the benefit of US Persons. Neither this documents, nor any copy thereof may be sent to or taken into the United States or distributed in the United States or to a US person. The full disclaimers at our website at anz.com.sg are deemed to be incorporated herein.

Principal Applicant
Supplementary Applicant
Please enter the confirmation code to proceed

ANZ Credit Card $168 Cash Rebate + 25,000 Miles + 28" Luggage promotion

Valid from 1 October 2016, 0000hrs to 31 March 2017, 2359hrs for new ANZ Credit Card customers who (i) apply online for any ANZ Credit Card via https://sg.anz.com/onlineapp/forms/credit/application, (ii) have their card application approved in the above respective Qualifying Week; and (iii) meet the Qualifying Card Spend and Qualifying Spend Period to the ANZ Optimum World MasterCard Credit Card, ANZ Platinum Credit Card, and/or ANZ Switch Platinum Credit Card, and ANZ Travel Visa Signature Credit Card, will receive one (1) Cash rebate, one (1) 25,000 miles and one (1) 24"Luggage bag gift only. Computation of 25,000 miles includes the welcome gift and the base & bonus miles earned on your Qualifying Spend Amount. 28" Luggage gift: First 100 customers with their cards approved for each Qualifying Week. This is an extract. Click here for full terms and conditions.

Qualifying Spend Amount within one (1) calendar month following the date of card approval date, please see criteria set out as follow:

ANZ Credit Cards (exclude ANZ Travel Visa Signature Card): Charge at least S$388 of Qualifying Spend Amount and get $88 Cash rebate in the form of Rewards Points or Optimum$ or ii) Charge at least S$588 of Qualifying Spend Amount and get $168 Cash rebate in the form of Rewards Points or Optimum$. Regardless of the number of new card accounts applied, eligible customer is only entitled to a one time credit of Cash rebate. Valid for New to Bank customer who apply for ANZ Optimum World MasterCard Credit Card or ANZ Platinum Credit Card or ANZ Switch Platinum Credit Card. ANZ Travel Visa Signature Credit Card: Charge at least S$500 of Qualifying Spend Amount and get 2,000 bonus miles or (ii) Charge at least S$3,000 of Qualifying Spend Amount and get 10,800 bonus miles. Regardless of the number of new card accounts applied, eligible customer is only entitled to receive a one-time credit of bonus miles.

ANZ MoneyLine Term Loan $1,388 Cash Back Promotion

Valid from 1 October 2016, 0000hrs to 31 March 2017, 2359hrs for new ANZ MoneyLine customers who (i) apply online for ANZ MoneyLine account via https://sg.anz.com/onlineapp/forms/credit/application, (ii) and successfully draw down a ANZ MoneyLine Term Loan from their ANZ MoneyLine account, will receive one a one-time (1) Cash Back of up to 2.5% of his/her approved loan amount, subject to a cap of $1,388 ("Cash Back"). The Cash Back amount awarded will be determined by the approved loan amount. This is an extract. Click here for full terms and conditions.

  • ANZ Optimum World MasterCard Credit Card

    Terms and conditions apply for all offers listed. All offers are not valid with other promotions, discounts, privileges or vouchers. All payments have to be made with your credit card. Merchant terms and conditions apply. The Bank reserves the right to vary/amend any featured offers without prior notice to cardmembers. The Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the offers listed above. The Bank is not an agent of the merchants listed above. Any dispute between cardmember and the merchant(s), in respect of the above offers shall be resolved directly between cardmember and the merchant(s). The Bank shall not be liable to Cardmember for any loss and/or cost of damages of any kind resulting from the use of the above offers. All information is correct at the time of printing.

    Eligibility: Applicants must be between 21 and 65 years of age, Singapore Citizens, Permanent Residents and Foreigners: Minimum income of S$80,000 p.a. Annual fee: Principal Card: S$180 p.a. (waived for the first year) and Supplementary Card: S$90 p.a. (waived for the first year). Effective interest rate is 25% p.a. for ANZ Optimum World MasterCard Credit Card, and interest is subject to compounding if the monthly interest charges are not repaid in full.

    Information Sheet | Cardmember's Agreement | ANZ Optimum Rebate Programme T&Cs

  •  
  • ANZ Travel Visa Signature Credit Card

    Terms and conditions apply for all offers listed. All offers are not valid with other promotions, discounts, privileges or vouchers. All payments have to be made with your credit card. Merchant terms and conditions apply. The Bank reserves the right to vary/amend any featured offers without prior notice to cardmembers. The Bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the offers listed above. The Bank is not an agent of the merchants listed above. Any dispute between cardmember and the merchant(s), in respect of the above offers shall be resolved directly between cardmember and the merchant(s). The Bank shall not be liable to Cardmember for any loss and/or cost of damages of any kind resulting from the use of the above offers. All information is correct at the time of printing.

    Eligibility: Applicants must be between 21 and 65 years of age, Singapore Citizens and Permanent Residents: Minimum income of S$60,000 p.a. and Foreigners: Minimum income of S$90,000 p.a. Annual fee: Principal Card: S$200 p.a. (waived for the first year) and Supplementary Card: S$100 p.a. (waived for the first year). Effective interest rate is 25% p.a. for ANZ Travel Visa Signature Credit Card, and interest is subject to compounding if the monthly interest charges are not repaid in full.

    Information Sheet | Cardmember's Agreement | ANZ Travel Card Rewards Programme T&Cs | Bonus Welcome Miles Terms and Conditions

  •  
  • ANZ Platinum Card

    Terms and conditions apply for all offers listed. All offers are not valid with other promotions, discounts, privileges or vouchers. All payments have to be made with your credit card. Merchant terms and conditions apply. The bank reserves the right to vary/amend any featured offers without prior notice to cardmembers. The bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the offers listed above. The bank is not an agent of the merchants listed above. Any dispute between cardmember and the merchant(s), in respect of the above offers shall be resolved directly between cardmember and the merchant(s). The bank shall not be liable to cardmember for any loss and/or cost of damages of any kind resulting from the use of the above offers, and cardmember shall indemnify the bank for any claims, actions, losses, damages or costs (including legal costs on a full indemnity basis) made against or incurred by the bank in connection therewith.

    Eligibility: Applicants must be between 21 and 65 years of age, Singapore citizens and permanent residents: minimum income of S$30,000 p.a. and Foreigners: minimum income of S$60,000 p.a. Annual fee: Principal card: S$160 p.a. (waived for the first year) and Supplementary card: S$80 p.a. (waived for the first year). Effective interest rate is 25% p.a. for ANZ Platinum Credit Card, and interest is subject to compounding if the monthly interest charges are not repaid in full.

    Information Sheet | Cardmember's Agreement | ANZ Platinum Accelerated Rewards Programme Terms and Conditions

  •  
  • ANZ Switch Platinum Card

    Terms and conditions apply for all offers listed. All offers are not valid with other promotions, discounts, privileges or vouchers. All payments have to be made with your credit card. Merchant terms and conditions apply. The bank reserves the right to vary/amend any featured offers without prior notice to cardmembers. The bank will not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the offers listed above. The bank is not an agent of the merchants listed above. Any dispute between cardmember and the merchant(s), in respect of the above offers shall be resolved directly between cardmember and the merchant(s). The bank shall not be liable to cardmember for any loss and/or cost of damages of any kind resulting from the use of the above offers, and cardmember shall indemnify the bank for any claims, actions, losses, damages or costs (including legal costs on a full indemnity basis) made against or incurred by the bank in connection therewith.

    Eligibility: Applicants must be between 21 and 65 years of age, Singapore citizens and permanent residents: minimum income of S$30,000 p.a. and Foreigners: Minimum income of S$60,000 p.a. Annual fees: Principal card: No annual fee and Supplementary card: No annual fee. Effective interest rate is 23% p.a. for ANZ Switch Platinum Card, and interest is subject to compounding if the monthly interest charges are not repaid in full.

    Information Sheet | Cardmember's Agreement

  •  
  • ANZ MoneyLine

    Terms and conditions apply for all offers listed. All offers are not valid with other promotions, discounts, privileges or vouchers. The Bank reserves the right to vary/amend the offer and/or terms and conditions of this Promotion at any time without prior notice and such changes shall be binding on the Customer with effect from such date as the Bank may determine. The Bank may vary the interest rate chargeable, the basic of calculation of interest rates, and charges at any time at ANZ’s reasonable discretion. General terms and conditions of ANZ MoneyLine and ANZ MoneyLine Term Loan apply. All information is correct at the time of printing.

    Eligibility: Applicants must be between 21 and 65 years of age, Singapore Citizens and Permanent Residents: Minimum income of S$30,000 p.a. and Foreigners: Minimum income of S$60,000 p.a. Annual fee: S$70 p.a. (waived for the first year). Note: ANZ MoneyLine Annual Fee will be revised to $90 p.a.

    Information Sheet | ANZ MoneyLine Term Loan and ANZ MoneyLine Term Loan Promotion T&Cs
TERMS AND CONDITIONS FOR CONSENT TO MARKETING INFORMATION AND PERSONAL DATA USAGE.
  1. My/Our consent given here will override my/our registration on the Do Not Call Registry, if applicable.
  2. I/We consent to ANZ, its agents and service providers (in Singapore or otherwise) collecting, using, disclosing and processing my/our personal data, to provide me/us with marketing information and materials on products, services or events, provided by ANZ and its authorised merchants and agents.
  3. My/Our consent here applies to Singapore telephone numbers under my/our name in ANZ's records including new telephone numbers that I/we may provide or update ANZ with from time to time.
  4. My/Our consent given here shall be valid regardless of the success of my/our application.
Declaration and Authorisation for ANZ Credit Card and MoneyLine application
  1. I/We ask that the ANZ Credit Card and/or MoneyLine account(s) be opened for me/us and that an ANZ Credit Card and/or MoneyLine account(s) be issued to me/us with the overall credit limit to be assigned to all my/our ANZ Credit Card, MoneyLine and supplementary account(s) (if applicable) until I/we/Australia and New Zealand Banking Group Limited, Singapore Branch (the "Bank") terminate(s) the same.
  2. I/We hereby declare that the information given in this application and all the documents submitted to the Bank are complete, true and accurate and belong to the Bank absolutely and that I/we have not wilfully withheld any material fact. I/We undertake to notify the Bank immediately of any change in such information.
  3. I/We hereby authorise and give the Bank consent to conduct credit checks on me/us (including but not limited to checks with any credit bureau recognised as such by the Monetary Authority of Singapore) and to obtain and verify and/or to disclose or release any information relating to me/us and/or any of my/our account(s) from or to any other party or source as the Bank may from time to time deem f it at the Bank's discretion for the purpose of this application and without any liability or notice to me/us.
  4. I/We confirm that at the time of the application, I am not/neither of us is an undischarged bankrupt and no statutory demand or legal proceeding has been served on or commenced against me/us.
  5. I/We consent and agree that billing statements may be provided by the Bank in paper form and/or in an electronic format and/or medium, through an electronic and/or technological system (“Electronic Statements”). I/We acknowledge and accept that if the Bank provides me/us with Electronic Statements, I/we will register for the Bank's internet banking services, I/we will view the Electronic Statements in a timely manner, and the availability of the Electronic Statement on statement date as determined by the Bank shall be deemed the date of delivery of my/our billing statement to me/us.
  6. I/We agree to be bound by the terms of the Mandate, the Cardmember's Agreement, the Terms and Conditions governing ANZ MoneyLine Account, the Terms and Conditions for 24-hour Banking, the Terms and Conditions for ANZ Debit card, the Terms and Conditions for Internet Banking – Digital Banking and such other terms and conditions, including the applicable Product Highlight Sheet and Information Guide, as the Bank may prescribe from time to time, copies of which are available for my/our perusal at the Bank's website, upon request at any of the Bank's branches and/or which will be extended to me/us upon the Bank's approval of my/our application herein together with my ATM Card / Debit card and/or Customer Identification Number.
  7. I/We agree that the Bank, its agents and service providers (in Singapore or otherwise) may collect, use, disclose and/or process my/our personal data and any information relating to me/us (including but not limited to my/our Card Account and/or Card Transactions) in accordance with the Cardmember's Agreement and Terms and Conditions governing ANZ MoneyLine Accounts, and for the purposes stipulated therein. Where personal data is to be transferred out of Singapore, I/we acknowledge and agree that the Bank will comply with the Personal Data Protection Act in doing so and take appropriate steps to ensure that the recipient of the personal data is bound by legally enforceable obligations to provide to the transferred personal data a standard of protection that is at least comparable to the protection under the Act, such that the personal data is kept secure and confidential.
  8. I/We hereby agree and consent that the Bank may collect, use and disclose my/our personal data for the purposes of security and/or verification and in this regard the Bank may put in place measures to achieve the aforesaid such as making audio recordings of my/our instructions or conversations over the telephone or during face to face communications with the Bank.
  9. If, for any reason whatsoever, any ANZ Credit Card and/or MoneyLine account is closed (whether by me/ us, the Bank or otherwise) within the period of nine (9) months from the date of opening of the ANZ Credit Card and/or MoneyLine account, I/we agree that the Bank shall be entitled to claim from me/us full reimbursement of the cost of any welcome gift which the Bank may have given to me/us upon approval of my/our application and/or activation of my/our ANZ Credit Card and/or MoneyLine account. I/We hereby authorise the Bank to debit the ANZ Credit Card and/or MoneyLine account for the cost of such gift (as determined by the Bank) prior to closure of the ANZ Credit Card or MoneyLine Account.
  10. The preferred credit limit indicated is subject to the approval of the Bank at its reasonable discretion. For avoidance of doubt, I agree and consent to the Bank assigning a credit limit based on the Bank’s discretion and in accordance with regulatory guidelines if I do not indicate any preferred credit limit. I agree and acknowledge that the overall credit limit of my ANZ Credit Card and/or MoneyLine account(s) is up to a) four times of my monthly income, b) or higher multiplier of my monthly income as may be permitted according to regulatory guidelines and is applicable to all my ANZ Credit Card, MoneyLine and/ or supplementary account(s). The Bank reserves the right to request for any additional documents at any time.
  11. I/We agree that the approval of this application is subject to the Bank's discretion and that the Bank reserves the right to decline the application without giving any reason.